Carolina Espinosa

Healthy Home Loans & Healthy Money Mindset

Turn your hard-earned money into a well-earned future with a Mortgage Broker and Certified Money Coach (CMC)® who shares your vision of creating a life you can love.

Home Loans

Money Mindset Coaching

Mortgage Broker and Money Mindset Coach

As a Mortgage Broker, I support you in selecting your home loan with confidence and ease.

As a Certified Money Coach (CMC) ®, I help you meet your financial needs and goals with positive money mindset coaching.

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MEET CAROLINA

Carolina Espinosa

Underpinned by the key pillars of education, preparation and celebration, Finzen Mortgage Broker and Certified Money Coach (CMC)®, Carolina Espinosa, helps motivated home buyers and investors create a life they can love through acquiring property and cultivating a positive mindset around money.

Carolina's optimistic and pragmatic nature means she offers a supportive and informative service to her clients, believing that where there's a will, there's always a way. The discerning Spanish Senorita offers traditional mortgage broking services that accommodate her clients' financial position and money mindset coaching for those looking to transform the way they think about money to welcome opportunities and abundance.

More About Carolina

Mortgage Broking

Owning a home is the single, greatest achievement for many people. I consider it an honour and a privilege to share in the journey of selecting your home loan with confidence and ease.

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Money Mindset Coaching

When you improve your relationship with money, you can improve your relationship with everyone around you. Money Mindset Coaching can help you achieve the relationship, career, home and life you dream of.

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We help you

Fund your dream home

With 20 years of experience working in the finance industry and CPA certification, Carolina brings a wealth of financial knowledge to her clients.

Carolina's ability to nurture her clients through the home loan process is largely due to the proven systems in place. These systems in place that ensure every i is dotted and every t is crossed.

There are many steps involved in applying for and securing a home loan, and it takes a fast-acting, detail-oriented professional to ensure a seamless journey.

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Our clients

First home or next home buyers

Investors starting or expanding portfolios

Home Owner, Investor, Refinancing, Renovation and Debt Consolidation

Master your Money Mindset

Carolina is a very knowledgeable mortgage broker and money coach, and beyond this, she is honest, transparent and guides you in the best possible way to achieve whatever you have in mind related to your investments and money behaviours.

Andry G.

January 16, 2023.

Great customer service, very helpful at all times. Highly professional. Very happy with the results.

Gloria Quintero

December 5, 2022.

Carolina was great with all the process, from the beginning she was always there to answer all our questions and found the best deal for us. She is very patient to explain the process to migrants that don't fully understand the Australian process. Thank you Caro for everything!

Nataly Andrea Castellanos Mendoza

November 30, 2022.

Carolina provided very professional and kind support from the very beginning. We felt great emphaty from her end which facilitated the whole process. The communication has been clear and honest always. We know the mortgage loan process can be stressful and overwhelming but Carolina helped us to overcome any hurdle and reach a successful outcome.

Johana Contreras

November 28, 2022.

Carolina took her time to listen to us and provided a plan specific to our needs and circumstances. We appreciated that she researched options that would benefit our particular case. When we discussed the plan, Carolina provided the information we required and answered to our questions so we felt more comfortable with our decision. Thank you Carolina !

Angelica Maria Valderrama

November 16, 2022.

Thank you Carolina @Finzen for your continous support, not only financially but also having the right words when it matters most. Not just your regular broker. Excellent service!

Angie Aznar

October 20, 2022.

Great service

Tulio Vera

October 16, 2022.

I am so pleased with my broker Carolina. She did such a great job , I am so happy finally got my first home loan approved. She was very prompt and quick in responses. It sure wasn’t an easy one , but I’m glad I got Carolina to solve that out. I absolutely recommend her to everyone and will use it again in the future. Thanks Carolina!

yanina mendoza

October 15, 2022.

Carolina is an absolute financial wiz. My wife and I loved Carolina’s thorough analysis of the various lending options and in particular the calculations on what each option meant.

Her decision making is fair and objective. I couldn’t recommend her more highly for anyone seeking finance, especially in this current market where every insight counts.

Jason Setchell